Health Insurance in Florida

Exploring all of your health insurance options in Florida can be exhausting. As you look at different rates and coverage options, it is hard to narrow down which plan would be the best for you. Fortunately, with the right help, you can see your plan options and their rates in one place. Coverage Guru is happy to provide you with the quotes you need to make an informed choice for medical insurance in Florida.

Get a Quote for Health Insurance In Florida

In the Sunshine State of Florida, access to quality healthcare is essential for residents and visitors alike. Whether you're a longtime Floridian or new to the state, finding the right health coverage can be a daunting task. Fortunately, with the right help, you can see your plan options and their rates in one place. Coverage Guru can get you a free quote for health insurance in Florida in under 5 minutes. So you can compare quotes, save money, and sign up for a plan that works for you. Once we have your zip code, we're already halfway through the process. It's that easy. 

Finding Health Insurance in Florida

When you rely on Coverage Guru to find affordable health insurance in Florida, the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health. 

Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Florida. 

Whether you’re looking for an HMO, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Florida and they’ll get you signed up with a plan. 

Frequently Asked Questions

How To Get Medical Insurance in Florida?

Getting health insurance in Florida involves several options, and you can choose the one that suits your needs and circumstances. Here's a step-by-step guide on how to get the best health insurance in Florida:

Assess Your Needs:

Determine your healthcare needs, including coverage for doctor visits, medications, and specific services. Consider your budget and preferred network of doctors and hospitals.

Check Employer Options:

If you're employed, inquire about Florida health insurance plans offered by your employer. Compare the coverage, premiums, and benefits provided.

Explore Government Programs:

Check if you qualify for government programs like Medicaid or Medicare based on your age, income, or other factors. Apply through the respective agencies if eligible.

Compare Plans:

If you don't have employer-sponsored insurance or government coverage, visit during the open enrollment period (typically from November 1 to December 15) to explore and purchase private insurance plans.

Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get  Florida health insurance. Consider factors such as premiums, deductibles, co-payments, and covered services. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.

Gather Necessary Documents:

Be prepared to provide documents like proof of income, identification, and tax-related information when applying for Florida health insurance.

Apply Online:

Complete your health insurance application online, whether through the Health Insurance Marketplace or other applicable platforms. Ensure accurate information and review your application before submission.

Does Florida Require You To Have Health Insurance?

As of January 1, 2019, health insurance is no longer mandatory at the federal level. Florida does not have an individual mandate, so you are able to go uninsured without paying a penalty.  

Are There Short-Term Health Insurance Plan Options in Florida?

You can get short-term medical insurance in Florida from different companies. These plans usually cover you for 30 days to 12 months. But what they cover and how much they cost can be different from one plan to another.

So, when you're thinking about getting short-term health insurance in Florida, take your time to read the plan details. Some plans might not cover things like conditions you had before. They might also not pay for certain medical services. And don't forget to look at how much it costs. This means checking the monthly payment (premium), how much you pay before the plan starts helping (deductible), and how much you pay for each doctor visit or service (co-payment). That way, you can choose the plan that fits your needs and budget.