Cigna Health Insurance

Cigna health insurance reviews and plan prices. Compare individual health insurance plans from Cigna and get instant quotes in your area!
Cigna Health Insurance

Cigna Health Insurance

The average price for health insurance will always vary depending on a variety of factors. These factors include, but are not limited to, where you live, your age, and your income. Cigna plan prices fall between the following price ranges for individuals but may vary for you.

Age Range Pricing
35+ year olds $290 - $330
45+ year olds $340 - $390
55+ year olds $530 - $600

While Cigna's health insurance options may be limited, they make up for it with tons of supplemental insurance plans. For example, you can enroll in dental, vision, Medicare and Medicaid, behavioral, employer coverage, and more. However, it should be noted that options are dwindling.

Before the Affordable Care Act was implemented in 2014, Cigna offered health insurance plans in 12 states. Their footprint shrank after financial losses were reported in certain states. Cigna began pulling out of the health insurance marketplace, and now only offers plans in a few states in certain counties.

If you are looking to enroll in a Cigna healthcare plan, make sure you check and see if plans are available to you in your family. In fact, if you live outside of Arizona, Colorado, Florida, Illinois, Missouri, North Carolina, New Jersey, Tennessee or Virginia, Cigna is not an option for you. Luckily, First Quote Health can help you find an affordable health insurance plan.

Cigna doesn't offer individual health insurance plans outside the marketplace. The following is a breakdown of the individual health insurance plans you can purchase from Cigna.

Cigna Marketplace Plans

Plan Type Percent of Essential Benefit Covered Monthly Premium
Cigna Bronze Plan 60% Low cost / Low quality
Cigna Silver Plan 70% Average premiums / Average out-of-pocket costs
Cigna Gold Plan 80% High premiums / Low out-of-pocket
Cigna Platinum Plan 90% Highest premium / Lowest out-of-pocket costs

Cigna Vision

Cigna doesn't just offer health insurance, it also offers a variety of supplemental insurance plans. One of the most popular Cigna supplemental plans is Cigna vision. According to their website, Cigna vision plans cover routine eye exams and eyewear. You will only pay a $20 copay for annual exams, and a $20 materials copay for new lenses. Just make sure to stay in-network to maximize your savings.

Cigna Behavioral Health

Cigna also places a heavy emphasis on mental and behavioral health. Tons of relevant and helpful information can be found on Cigna's website, and they encourage members (along with all people) take advantage of different outlets if they suffer from any mental or behavioral disorder.

Cigna HealthSpring

Cigna HealthSpring is a conscious effort put forward by the company to help those with Medicare or Medicaid live, "healthier, more active lives through personalized, affordable and easy to use healthcare solutions." These affordable healthcare plans offer custom services to fit everyone's needs.